We realize that traveling to Italy can be an exciting experience. We also know that anything can happen while you’re away from home - whether having a short-term procedure or one that is more time-intensive. It’s important to be prepared for any unexpected illness, injury or medical emergency.
Many traditional medical plans simply are not designed for international travel. Below are two that we recommend for your travel needs.
Travel Insurance Tips:
We’ve put together some helpful tips to save you time and help you get the most out of your medical insurance. Good communication is the key to working well with insurance companies. Insurance policies vary, so it’s important to contact your insurance company directly to confirm how your plan will pay charges for services and to keep records of the conversations.
When you call your insurance company, have a set of questions ready to ask. Some suggestions are:
Do I have benefit coverage for (insert service name)?
Is a referral or pre-authorization necessary to have this service?
If yes, your primary care provider must initiate the referral or pre-authorization.
Do I have a deductible?
Following my deductible, how much will I owe?
How much am I responsible for paying following the insurance coverage?
To maximize your health insurance benefits, please contact your insurance company’s Customer Service department for policy and benefit verification. The Customer Service phone number should be located on the back of your health insurance ID card.
MTI offers our patients additional coverage when they visit Italy for surgical procedures.